Can I take out scuba diving travel insurance if I have a medical condition? Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faroe Islands, Finland, France (including Arguably the most important of these is hyperbaric chamber treatment, an enormously expensive treatment that must be used to heal the body from severe cases of "the bends." Not only will you benefit from our wide range of policy protection levels but you are also covered to scuba dive up to 30m (not solo) at no extra cost. Experience has shown that the insurance provided through a Divers Alert Network (DAN Asia-Pacific) membership is very unbureaucratic and efficient in handling cases of dive accidents. and for a minimum of 2 nights away. SportsCover Direct Limited is Authorised and Regulated by the Financial Conduct Authority under Firm Registration Number 309959. We protect dives to depths of 30m or 40m for qualified divers diving under instruction, night diving, wreck diving along with coldwater diving. This policy can provide cover for Scuba Diving up to 50 metres and Night Dives as well.. GET A QUOTE ONLINE. Children under the age of 12 must be accompanied by a responsible adult. Optional Baggage Cover The True Traveller is well-known when it comes to arranging travel insurance for adventurous activities, and Scuba Diving is becoming more and more popular, from initial PADI courses in Asia and Australia, to scuba diving holidays to the Red Sea and elsewhere. If you already have general travel insurance (E.g. Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, (inc Azores & Madeira), Romania, Russia, • If you are injured and require medical treatment, the bill will be picked up by your insurance policy. for an activity or sport, our Activity TopUp insurance policy would be (Photo: Photodisc/Photodisc/Getty Images ), Scuba Diving for the Disabled in San Diego, Divers Alert Network: Dive Accident Insurance, Travel Insurance Review: SCUBA Diving on Vacation? The support provided when my husband had an accident in France could not be faulted. Additionally, there are limitations and restrictions for each plan, usually related to the depth of the … As a smart athlete, you should be well prepared for these possibilities. However, a scuba diver must go through a much more detailed process of comparison. Here’s what scuba-inspired travelers need to know about scuba diving insurance when they’re planning their next trip. We recommend you We provide cover over 500 sports and activities and we split them into seven sports groups. Most travel insurance policies will cover you if you plan to go scuba diving provided that: You hold an open water diving licence, which is the entry-level full diver certification You are diving with a PADI licensed instructor or an instructor who holds an open water diving licence recognised in Australia If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. All sports include cover for competition unless otherwise stated. Note that the latter generally excludes watches and photographic equipment. Also consider coverage for diving equipment that gets lost, damaged or that the diver must cut loose in an emergency situation. Travel Insurance for Scuba Diving. Scuba Diving Insurance Versus Other Options Frugal travelers may wonder if they need scuba diving insurance or if they would be better off with either extreme sports coverage or a very comprehensive general travel medical insurance package with a sports rider that covers Scuba. You would need to check with the travel insurance company directly as they don’t normally pay out for accidents during so-called adventure sports unless additional cover is taken out. Our scuba diving insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel … You may find the Sports Accident Insurance policy is more appropriate for less than 3 days (2 nights) away in your Country of Residence. more suitable. This policy adds cover for scuba diving onto your existing travel insurance, giving you great value for money and all the protection you need. With our Sports Travel Insurance, you are covered for standard travel insurance as well as cover for your scuba diving with the below benefits; • Cover for your equipment or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600. We are able to provide cover for scuba diving in the UK and abroad. Our Cover-More travel insurance policies can cover you and your scuba diving equipment* on your next diving adventure, if you hold an Open Water Diving Certificate or are diving with a qualified diving instructor. Discover which ones in the table below. Calm waters, crystal clear visibility, and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers. You may also need to be accompanied by a dive master, and you often must avoid technical dives below 130 feet. Call or email us if you have any queries. Registered number 2586372 Keep reading to find out what travel insurance can help you with if you're planning to go scuba diving this holiday. Scuba diving is listed within our low risk sports, however, we strongly recommend that you take out suitable insurance cover prior to your dive. For instance, some travel insurance policies require the diver to be either PADI or NAUI certified -- not SSI. If you already have cover for travel and only need the diving insured, read on. The claims process was straightforward and well supported by SportsCover Direct. Scuba Diving Travel Insurance. DiveAssure, while unaffiliated with a diving association, offers similar coverage. We will not cover you for travel in areas that the Foreign & ©SportsCover Direct 2002 - document.write(new Date().getFullYear()) Coronavirus Exclusion: Our Insurers will not provide cover for any claim relating to coronavirus. If you are planning a trip abroad and will be Scuba Diving to 40 metres, you will need to have a Travel Insurance policy in place before you leave your home.. Registered office: Dovetail House, Wycombe Road, Stokenchurch, HP14 3RQ. Simple, efficient and professional. Let’s compare the scuba diving insurance policies The couple do not need to live at the same address. Why buy travel insurance when going scuba diving? If you’re planning a scuba diving trip, you’ll likely need a policy designed specifically for scuba divers, or water sports or adventure sports in general if scuba diving isn’t the only activity you have planned. Many travel insurance policies can cover the most common water sports, such as jet skiing and snorkeling. Please note, our quotes are based on your age at the start date of cover. Make your holiday more adventurous If you're planning a spot of scuba diving or snorkelling whilst on holiday, make sure you enjoy the experience with the knowledge that you are covered. Diver carries the source of air himself which gives him or her the ability to move and dive wherever they want and to easily reach … Annette O'Neil is an air sports athlete, digital nomad, full-time traveler and yogini. PADI offers an inexpensive combination PADI membership and DAN insurance coverage that includes coverage for hyperbaric treatment and dive equipment. +44 (0) 1483 411590 dive@scubatravel.com Scuba diving continues to grow in popularity, and since 1967, PADI has issued over 25,000,000 diver certifications globally. However, there are some policies tailored to the most adventurous travelers, and … About Scuba Travel. Is there a maximum age restriction with your scuba diving travel insurance? If this is your first time scuba diving or you would like to dive deeper than 30 metres, you’ll need to add on our extreme sports cover . If you already have general travel insurance and just need additional cover for your scuba dive then our Activity TopUp policy can cover you alongside your general travel insurance. Whether you are travelling as a fully qualified diver, or as a rookie, InsureandGo can provide you with cover to a depth of 30 metres. Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers. Scuba diving is probably the best form of underwater diving due to the freedom it gives. ✔ Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Why not look at our blog on our top 5 scuba diving destinations for some inspiration? Yes, medical conditions do not effect the premium. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy. These exclusions may surprise you: as well as activities that are generally accepted as "dangerous," such as parachuting and motorcycle racing, activities such as skiing, horseback riding and, indeed, scuba often make it onto the list. Scuba Diving Travel Insurance policy coverage: Specialist Scuba Diving Holiday Insurance starting from just £12.54*, with cover for UK, European and Worldwide trips available. We'll cover scuba diving on all overseas travel insurance policies. visit the FCO site for the latest travel advice. Travel Insurance for SCUBA Diving Most travelers only use travel insurance to cover missed flights and lost baggage, so any standard policy will fit the bill. Others bar scuba diving entirely. Please note that scuba diving is only covered under international policies. Now, let’s compare diving insurance companies and see which gets your back and at what cost. Multiple individuals travelling together. Some cover scuba diving completely, some cover scuba diving in certain conditions, and others exclude scuba diving all together. For most policies (except Domestic policies), we provide medical and hospital assistance, and medical evacuation, if it's deemed necessary. We provide cover for specialist sports insurance at competitive prices. Our scuba diving insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay. All of Big Cat’s standard policies cover you for a depth of up to 18 meters. 50 Metres Scuba Diving Travel Insurance . If you plan to dive, ensure that your travel insurance covers scuba-specific contingencies. Listed below are some of the coverage benefits available to you which are relevant to scuba diving; The main insured person, his/her spouse or common-law partner. Usually, an optional add on for hazardous sports will be required to be covered for diving. Appearance in the following lists is not a guarantee that we cover travel within your Columbus covers over 150 sports and activities free on all our single trip and … Please check our full list of sports activities here. Commonwealth Office advise against. Get a free quote online and see how easy it is to cover your scuba trip. GET A QUOTE. © 2020 USATODAY, a division of Gannett Satellite Information Network, Inc. An expensive camera may not be insured even with dive insurance. ✔ We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts. • Discounts for couples, families and group policies. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms. residence), Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Macedonia, Moldova, Scuba diving is not typically covered by most travel insurance. I unfortunately had to make a claim last year when my golf clubs were stolen. Why buy travel insurance when going scuba diving? We provide cover for specialist sports insurance at competitive prices. If you're a PADI member, look into its partner insurance: the Diver's Alert Network. Winning tour operator of the year no less than 11 times. Please check the Terms and Conditions for any Restrictions or Exclusions. Cover for the following sports can't be purchased online: Please call us on 01494 484800 to purchase cover, or see our full contact details, 5 or more booking together qualify for a 5% discount10 or more qualify for a 10% discount, Please tell us the age of the person travelling on the selected start date of cover. ✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL. You should make sure that your insurance policy does cover cost for evacuation and treatment of diving accidents. Does standard travel insurance cover scuba diving? Scuba Diving Travel Insurance. (Photo: Photodisc/Photodisc/Getty Images ). Plus, we are proud winners of Feefo’s Platinum Service Award 2020. ✔ We’re also a member of the British Insurance Brokers’ Association. • As with standard travel insurance you are also covered if you have to cancel or cut short a holiday abroad, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs. Claims against medical fees are excluded. Fantastic company, wouldn’t go anywhere else! Whatever you choose or wherever you wish to dive, you need to make sure you have the right travel insurance and the appropriate cover for the depth of dive. Corsica & Monaco), Germany, Gibraltar, Greece, Hungary, Rep. of Ireland (when not country of Expensive gear, costly medical emergencies and medical transport become issues when you slap on a regulator and splash in. Discover which Travel Insurance is Right for You, Harch Hybarberic Oxygen Therapy: FAQ or Frequently Asked Questions about HBOT and Hyperbaric Oxygen Therapy, How to SCUBA Dive at Presidente Hotel in Cozumel, Privacy Notice/Your California Privacy Rights, Scuba Diving: For Beginners; Pierce Elm and Dolores McElroy. If you are unable to confirm yes to these bullets points, do not take out this policy as you will not be covered. If you already have travel insurance, but require additional cover for sports such as scuba diving, then our Activity TopUp policy is perfect for you. For travel insurance to be valid in your country of residence you must spend at least 2 nights away from home. Look for a specialist policy, like water sports travel insurance. See the PDS for details. Any claims directly or indirectly arising from scuba diving will not be covered by our domestic policy. Suba Diving Travel Insurance will protect you whilst scuba diving abroad and even in the UK. For scuba diving, different companies have different policies. Indeed, most regular travel insurance won’t cover for injuries that occur from the practice of extreme sports like bungee jumping, surfing, and scuba diving! Covers trips within your country of residence, trips within country of residence must be pre-booked Whenever you travel for adventure, in whatever context -- snow, wind or water -- you must carefully inspect your travel insurance's "excluded activities." Parent(s) travelling together with their child or children. So, if you choose a general travel insurance policy read the small print to make sure scuba diving is covered by it. Scuba Travel has been arranging award winning holidays for over 20 years. 10% OFF ALL Sports Travel INSURANCE In JANUARY! Scuba diving is in our sports group 1, which means you would also be covered for all sports in the same group and any lower groups. San Marino, Serbia, Slovak Republic, Slovenia, Spain (inc Balearic & Canary, Islands), Sweden, Switzerland, A standard InsureandGo travel insurance policy covers you to go scuba diving for up to 14 days. A writer for more than a decade, O'Neil has written copy, content and editorial articles for hundreds of clients and publications, including Blue Skies Magazine and Whole Life Times. This is on the provision that you are a qualified diver who will be diving no deeper than 30 metres. It is an ideal policy for gap year students who may engage in scuba diving, and divers who will be travelling continuously for periods of 6 to 12 months. A typical water sports policy may include scuba … Unfortunately we are no longer able to provide insurance to residents of Ireland, visit the FCO site for the latest travel advice, my trip will start and end in my country of residence (, the dates selected above cover the full duration of my trip. Diving to 50m covered as standard, with cover for activities like shark free diving, solo diving and mixed gas diving available too. The whole process was extremely simple from beginning to end. However, without adequate scuba diving insurance in place you could be diving unprotected. If you are planning a trip abroad and will be Scuba Diving (up to 18 metres), you will need to have a Travel Insurance policy in place before you leave your home. Includes the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, I have used SportsCover Direct several times now for sports and summer sun insurance. The Worldwide Diver policy is an “Extended Stay” Travel Insurance policy that includes an International Diving Emergency Card (IDEC). While a handful of standard travel insurance policies cover scuba diving completely, many do so only under certain conditions. 100% confidence in this company. Our experienced team are committed to crafting memorable diving holidays around the globe. First class! Even if your travel insurance covers diving, check your policy carefully to make sure that your certification level -- and your planned dives -- meet the company's coverage requirements. Scuba Diving (up to 40 metres) Travel Insurance . World class diving is just a phone call away. ✔ Highly experienced UK based sales team on hand should you have any questions. When heading to the waters, it’s important to know you are covered. An expensive camera may not be insured even with dive insurance. Scuba Diving Travel Insurance. These insurance products provide an extra level of cover for your trip, where a standard travel policy might not cover you. Outstanding service! • Personal liability covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party. You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3. Due to the increased risk, it is less common for policies to cover scuba. They are first class at covering pre-existing medical conditions. Suba Diving Travel Insurance will protect you whilst scuba diving abroad and even in the UK. Scuba diving is listed as one of our lower risk sports group. Our travel insurance is only valid if purchased before you start your trip, and the dates selected above cover the full duration of your trip. Tunisia, Turkey, Ukraine, United Kingdom (when not country of residence), Cover for travel to all countries (see important information above) except the United States of America and Canada. Most travelers only use travel insurance to cover missed flights and lost baggage, so any standard policy will fit the bill. Travel Insurance while Scuba Diving If you are going to be travelling somewhere coastal and decide you’d like to scuba dive beneath the water’s surface, Travel Insurance Saver through nib travel insurance can provide you with cover. You can purchase our scuba diving insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Notably, few travel insurance policies cover anything beyond recreational scuba. Some travel insurance companies will cover scuba divers. If a standard travel policy doesn’t include scuba diving, you could: Ask your provider if they’ll add cover for scuba diving to your policy, or. desired country. 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