2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. 1 (866) 651-7768. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. Is Pet Insurance Worth It? TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. PUBLICITY CONSENT. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. These policies come with an annual deductible and annual coverage limits. All Rights Reserved 2023 All Insurance FAQ. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. To start the transfer of ownership policy change, please reach out to Customer Service. Lemonade has the cheapest. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Note: your premium may change based on your new zip code. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Wagmo. Morristown, NJ). . If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Is it worth shopping around for pet insurance? If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. How Much Does Spot Pet Insurance Cost? ASPCA's pet insurance plan will . Spot Pet Insurance's rates are generally pretty affordable. More information is available at checkout. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Well email you when we receive your claim, if we need more information, and when its complete. 3 Get your money back SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. What Do Spot Pet Insurance Plans Not Cover? In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. 2.1 Insurance Offerings. Deductibles: $100, $250 or $500. You can also get a pet insurance quote through your veterinarian or by shopping around online. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. HOW DO I WIN? What Medical Records are Needed From My Veterinarian? How do I cancel my petplan account? SPONSOR. Preventive Care reimbursements are based on a schedule. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. Spot is a pet insurance provider based in West Palm Beach, Florida. Should I Include My Pets Medical Records with a Claim? SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. 3. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. Simply head to our online cancellation form and fill in your details. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. Is it worth shopping around for pet insurance? NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. These notes are kept by your veterinarian and are not typically sent home with you. The waiting period begins on the first effective date of the applicable coverage. Why Pet Insurance? How do I cancel Spot pet insurance? Any modifications to the Terms will be effective upon posting. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Reply from Spot Pet Insurance. Void where prohibited. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. Spot Pet Insurance Logo, Copyright 2023. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Unless you notify us that you want to cancel or we advise that your policy will not be renewed, we will automatically issue you a new policy at the end of each policy period. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. PIN confirmation is not supported via voice. Like the giveaway post on @getspotcovered and @sundaysfordogs Instagram from January 5, 2023, Follow @getspotcovered and @sundaysfordogs on Instagram, Get extra entries by tagging friends in the comments (1 tag = 1 entry, unlimited entries). NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. Subscribe Yes. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. To cancel, click on "Pets Best Pet Health Insurance". Consumer Rating is a Fetch by The Dodo Partner. Coverage and rates are subject to change at renewal. Policy form The basics. We may decide to not renew your coverage at the end of any policy period. NO PURCHASE NECESSARY. The 30-day money-back guarantee is available if no claims have been covered. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. West Palm Beach, FL 33401. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. Plans are produced and sold by: Spot Pet Insurance Services, LLC. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. Claim repayment averages 10-14 business days, and direct deposit and check are options. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. This can cause stress related to your family finances or compromise the quality of veterinary care your canine or feline companion receives. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Claims can be submitted easily through our login page. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. You can view our sample policy here: https://Spotpetins.com/sample-policy/. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. You get to select your reimbursement percentage when you enroll in a plan provided by Spot. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. Reimbursement percentage when you enroll in a plan provided by Spot, this doesnt mean the condition cant covered. An incentive to place your insurance coverages with a particular insurance company you havent filed a claim into. Differences we can save you a ton of money, up to 83 % in some instances provided! Days, and reimbursement rates to help customers build a policy sold:... Parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles company... 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